The decline of startups in India

More than 6000 people have been laid off from startups in the last 5 months of 2022. Whether it’s Unacademy or some other startup, employees are being left out of companies left and right. But this wasn’t the case in 2021, was it? In fact, despite the pandemic, 2021 saw more than 40 companies going […]
Why are Internet privacy companies ‘unsurprisingly’ leaving India

In one of our previous newsletters, we talked about how the new Indian VPN rules are seemingly tampering with data and user security in India. With the VPN companies asked to submit the data from the last 5 years, the Indian government is trying to collect all this data for ‘security’ purposes. This move […]
What’s really happening in Sri Lanka?

Before we analyze what’s going on in Sri Lanka, it’s important to know how did Sri Lanka even get here. One of the most serious problems lies in the economic mismanagement by successive governments that created and sustained a twin deficit in Sri Lanka. With a classic twin deficit economy, the country’s expenditure necessarily exceeds […]
Are digital wallets replacing cash?

How ironic is it that even the local ‘bujia wala’ now have a scanner and says ‘Bhaya scanner se send karo paise!’ (Send the money through the scanner). The last few years have seen a significant surge in the use of digital wallets and scanners to make payments. Not only do these wallets allow you […]
Is investing a good career option? – An analysis

Trading and investing are often approached as entry-level professions. In most cases, they aren’t even considered a profession, let alone be a career option. However, with the diversity and options, it offers, trading now is done in many ways, has a variety of types and is widely done on a daily basis for a living. […]
Credit card vs Personal loan: The key differences

While credit card loan and personal loan, both are suitable methods of borrowing money, the difference between the both is quite significant and enough to make you weigh the pros and cons. Whether you are borrowing a personal loan or just using your credit card, you are going to have a repayment period that you […]
Why did Zomato’s shares underperform: An analysis

The shares of Zomato had a spectacular launch on the local market. A large number of investors were ready to place large bets on new-age technology businesses that exhibited the hallmarks of a revolutionary business model. On April 28, 2021, the food delivery website, Zomato, filed its Draft Red Herring Prospectus (DRHP) with the market […]